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  1. Home
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  3. Legal Consultation for Cheque Bounce & dishonoured in Ghatapara, Lakhimpur

Legal Consultation for Cheque Bounce From Expert Lawyers in Ghatapara, Lakhimpur

If someone has dispensed you a cheque that has been dishonoured or that has turned into bad cheque and has been returned by the drawee bank uncleared or someone who has been served a cheque by you, that has been dishonoured or has been returned by the Bank uncleared, has initiated a notice against you, LAWTENDO will help you find a top rated, experienced cheque bounce lawyer in Ghatapara, Lakhimpur for your legal needs and requirements.

In the current era, Cheques are used in almost all transactions, be the guarantee of loan recovery, Landlord tenant agreements, tenders, payment of salary to employees, payments of bills, in the trade, business and MSME sectors etc. Cheques have become an integral part of our day to day transactions.

A cheque is a negotiable instrument which has been defined under Section 6 of the Negotiable Instruments Act,1881. The person who is the author of the Cheque is called the ‘Drawer’, the person in whose favour the cheque is signed is called the ‘Payee’ and the bank which is directed to pay the amount is called the ‘Drawee.’

The most common offence in today’s financial world is the bouncing of cheques. According to the Supreme Court Of India, there are close to 40 lakhs of cheque bounce cases pending in the court. Lack of funds in the account is one of the main reasons for dishonour of cheques.

Under the Negotiable Instruments act 1881, if the cheque is dishonoured or bounced, Drawer may be subject to imprisonment for a term which may extend to Two years imprisonment or with fines which may extend to Twice the amount of cheque or both. Our best cheque bounce lawyers indeed get you, your money along with interest.

Many a times even after taking all the precautionary measures and taking useful safeguards, cheques can get dishonoured from Drawer’s account. There can be various reasons for this but insufficient funds and the closure of bank accounts are most common.

But in the busy life, finding a suitable cheque bounce lawyer is a Herculean Task, We at Lawtendo, Provide you legal consultation for cheque bounce from the expert lawyer in Ghatapara, Lakhimpur

To assist you in cases related to cheque bounce, Lawtendo provide you legal service where best cheque bounce lawyers provide you legal advice required for your guaranteed recovery.

Get a Legal consultation for Cheque Bounce from expert lawyers in Ghatapara, Lakhimpur on Lawtendo.com

How it Works

  • Share your query by online form, chat or call
  • Ensure that you are sharing the query within 15 days
  • Our Lawtendo Partner lawyers will send a notice to the drawer
  • Our Lawtendo lawyer will explore amicable solutions to receive the payment

Get Free Response




FAQ

Illegal building cheque issued by builder bounced what action to take?

You can issue a legal demand notice to builder through advocate and if he does not answer notice and pay the quantity you'll be able to file a grievance underneath section 138 of Negotiable Instruments Act. make sure all is finished at intervals limitation amount pro re nata underneath Section 138 to Section 142 of Negotiable Instruments Act. The Case are often filed with Judicial judge top quality (Metropolitan Magistrate) Court at Navi urban center.

How many times a cheque needs to be bounced before sending a notice

If the cheque gets bounce a minimum of once than you'll send a notice. you're not needed to bounce the cheque mutliple times. For filing case underneath section 138 Negotiable Instruments Act, your solely choice is filing a grievance in Court.

Will i get my money that bounced through cheque by filing a case?

Yes u will take criminal additionally as legal action to recover city cash against WHO gave u cheque. Criminal action by filling case below section 138 N I Act N civil case by filing recovery suit at an equivalent time or anyone.

What is the benefit of sending a legal notice in case of cheque bounce?

A legal notice is a way to communicate your intent to initiate legal action against another party. According to Section 138 of the Act, the dishonour of cheque is a criminal offence and is punishable by imprisonment up to two years or with monetary penalty or with both. Often the counterparty may either give in to the threat of litigation and comply with the conditions laid down in the notice or be compelled to settle the issue outside of court, which is beneficial for both the parties. If the counterparty does not respond to the legal notice, then you may approach the court to agitate your interest.

Can I take the other party directly to court without sending legal notice?

If payee wishes to proceed legally, then the drawer should be given a chance of repaying the cheque amount immediately. Such a chance has to be given only in the form of notice in writing. The payee has to send the notice to the drawer within 30 days from the date of receiving “Cheque Return Memo” from the bank. The notice should mention that the cheque amount has to be paid to the payee within 15 days from the date of receipt of the notice by the drawer. If the cheque issuer fails to make a fresh payment within 30 days of receiving the notice, the payee has the right to file a criminal complaint under Section 138 of the Negotiable Instruments Act. However, the complaint should be registered in a magistrate’s court within a month of the expiry of the notice period. It is essential in this case to consult an advocate who is well versed and experienced in this area of practice to proceed further in the matter.

What happens after I share my details and pay for a notice?

  1. Once the payment is made, our lawyers will draft the legal notice and send it for your approval in 48 hours.
  2. Upon your approval, our lawyers will send the hard copy of the signed legal notice by registered post to the person against whom you have the grievance.
  3. Soft copies of the signed legal notice and postal receipt shall be sent to you for further reference.
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