Know how to Convert your A Khata to E Khata in Bangalore – Costs, Timeline, and Legal Help
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Introduction
Every property owner in Bangalore must have a Khata account with the Bruhat Bengaluru Mahanagara Palike (BBMP). Traditionally, Khata was a paper-based record of ownership used for tax collection and municipal services. With the government’s push towards digitisation, the manual system is being phased out and replaced with e-Khata, an online property account maintained through BBMP’s digital platforms.
Converting your property to e-Khata is more than just a formality. It is essential for property tax payment, loan eligibility, building plan approvals, and property transfers. Without an e-Khata certificate, property transactions may face delays or outright rejection.
At Lawtendo, we assist property owners with the complete Khata conversion process – from verifying property documents to filing applications with BBMP and addressing any rejections. Our team ensures your property is legally compliant and digitally registered.
What is e-Khata and Why It Matters
E-Khata is the digital version of property records maintained by BBMP through its e-Aasthi and SevaSindhu portals. Unlike the old manual Khata, the e-Khata is tamper-proof, easy to verify, and mandatory for several property-related services. The e-Khata is stored in the municipal online system and can be accessed anytime.
Key features of e-Khata:
- Digital record of property ownership.
- Used for online payment of property tax.
- Without e-Khata, banks may reject home loan applications.
- Building plan approvals, occupancy certificates, and even resale transactions now require e-Khata.
- It eliminates fraud by preventing fake or duplicate Khata certificates.
In Bangalore, e-Khata has become the standard, and authorities encourage all property owners with A Khata or eligible B Khata properties to migrate to the online system.
Who Can Apply for e-Khata in Bangalore
The following categories of owners are eligible to apply:
- A Khata property owners: Fully compliant properties registered under BBMP can seamlessly move to the e-Khata system.
- B Khata property owners: These properties can be added into e-Khata records only after paying betterment charges and clearing compliance issues.
- Builders and developers: They can apply for e-Khata for newly constructed projects after securing approvals.
- Legal heirs: Inherited properties can be moved to e-Khata upon presenting succession certificates and related documents.
Benefits of Converting to e-Khata
Migrating to e-Khata has multiple advantages:
- Transparency: Records are digital, tamper-proof, and easily verifiable.
- Convenience: Taxes can be paid online without visiting BBMP offices.
- Loan Eligibility: Banks and financial institutions accept only e-Khata properties for mortgage or home loans.
- Resale and Transfer: Buyers prefer e-Khata properties for their legal clarity, improving marketability.
- Ease of Compliance: Online property tax payments and approvals through BBMP’s digital system.
- Legal Protection – Reduces the chance of property disputes and invalid registrations.
Failure to convert may result in additional legal hurdles and limited access to municipal services.
Documents Required for e-Khata Conversion
BBMP mandates specific documents to process e-Khata applications. A missing or incorrect document is one of the most common reasons for rejection. Below is a clear checklist for property document verification:
| Document | Purpose | Notes |
| Registered Sale Deed | Proof of ownership | Must be in owner’s name and registered with sub-registrar |
| Encumbrance Certificate (EC) | Shows ownership history and absence of legal dues | Should cover at least 30 years |
| Latest Property Tax Receipts | Confirms that municipal dues are cleared | Tax arrears must be settled before application |
| Approved Building Plan | Confirms construction compliance | For apartments or houses within layouts |
| Occupancy Certificate (OC) | Certifies property is legally fit for use | Mandatory for completed projects |
| Conversion Certificate | Needed if land was originally agricultural/revenue | Issued by Deputy Commissioner |
| Owner’s Identity Proof | Aadhaar, Passport, or Voter ID | Must match details on sale deed |
| Address Proof | Utility bill, rental agreement, or driving license |
Step-by-Step Process to Convert A Khata to e-Khata
Step 1 – Collect Required Documents
Property owners must gather:
- Registered sale deed.
- Encumbrance certificate (EC).
- Latest property tax receipts.
- Approved building plan.
- Occupancy certificate (for apartments/buildings).
- Owner’s identity and address proof.
Step 2 – Apply Online via BBMP Portals
The application can be submitted through SevaSindhu or e-Aasthi platforms. Owners must log in, select the Khata conversion service, and upload scanned copies of documents.
Step 3 – Pay Fees and Betterment Charges
Applicants must pay processing fees online. If the property requires regularisation, betterment charges must be paid before approval.
Step 4 – Verification by BBMP
The Assistant Revenue Officer (ARO) reviews documents, and in some cases, a field inspection is conducted.
Step 5 – Download e-Khata Certificate
Once approved, owners can download their e-Khata certificate directly from the BBMP portal.
Applying for e-Khata Offline at Your Nearest Bangalore One Center
If you prefer not to file online, you can apply for e-Khata at any Bangalore One Center. The process is simple:
- Visit the nearest center and request the e-Khata application service.
- Submit your documents in physical form along with the completed application.
- Pay the required fees at the counter and collect the receipt.
- Keep the acknowledgment slip safe and use it to track your application status.
Costs Involved in Converting A Khata to e-Khata
The expenses for converting your property to e-Khata vary depending on whether your property already has an A Khata or falls under the B Khata category. A Khata owners usually spend very little, while B Khata owners may face higher costs due to regularisation requirements.
Typical Charges
| Cost Component | Details | Estimated Range |
| Application & Service Fee | Standard processing charge for filing an e-Khata application online or at Bangalore One Centers. | ₹200 – ₹500 |
| Khata Transfer Fee | Payable if ownership has changed (sale, gift, inheritance). Calculated as 2% of the annual property tax payable. | Varies with tax amount |
| Betterment Charges | One-time fee for regularising properties previously under B Khata or unauthorised layouts. Calculated per square foot of land/property area. | ₹20 – ₹250+ per sq. ft. (depending on location and BBMP norms) |
| Document Retrieval Charges | For obtaining certified copies of sale deed, Encumbrance Certificate (EC), or Occupancy Certificate (OC) from the sub-registrar or BBMP. | ₹200 – ₹2,000+ per document |
Cost Snapshot by Conversion Type
| Type of Conversion | Expected Cost Range | Includes |
| A Khata → e-Khata | ₹500 – ₹2,000 | Application fee + Khata transfer fee (if applicable). No betterment charges since the property is already compliant. |
| B Khata → A Khata → e-Khata | ₹20,000 – ₹1,00,000+ | Betterment charges, pending tax arrears, compliance costs, and application fees. Final cost depends on property size and ward. |
Timeline for e-Khata Conversion
- Application to Approval: Typically 15–30 working days for A Khata properties.
- Verification and Regularisation: Can take longer (2–6 months) for B Khata properties needing betterment charges or compliance rectification.
- Download Certificate: Once approved, the certificate is immediately available online.
Timelines depend on the property’s location, completeness of documents, and whether BBMP requires physical inspection.
Zone-Wise Guidance: How It Works in Different BBMP Zones
BBMP East Zone (Indiranagar, Whitefield, KR Puram):
Applications here are typically processed within 20–25 working days for A Khata properties. B Khata cases with betterment charges may stretch up to 4 months.
BBMP South Zone (Jayanagar, Banashankari, JP Nagar):
Expect frequent field inspections before approval. Keeping your approved building plan handy avoids rejection.
BBMP West Zone (Rajajinagar, Vijayanagar):
Properties in old revenue layouts often require conversion certificates. Timelines: 1–2 months for compliant cases.
BBMP North Zone (Hebbal, Yelahanka):
Many cases face survey number mismatches with BDA/BBMP records. Applicants here should ensure Encumbrance Certificates (30 years) are flawless.
(Lawtendo assists pan-Bangalore, adapting to zone-specific challenges.)
Common Reasons for Rejection and Solutions
Even complete applications are sometimes rejected. Common reasons include:
- Mismatched Property Details: Survey number, khata number, or dimensions not matching BBMP records.
- Solution: File a rectification request with supporting documents.
- Outstanding Tax Arrears: Pending dues block approval.
- Solution: Pay arrears in full before resubmission.
- Missing Approvals: Lack of OC or plan sanction.
- Solution: Apply for regularisation or submit alternate approvals where allowed.
- Disputed Ownership: Ongoing property disputes may prevent conversion.
- Solution: Resolve legal issues with a court order or succession certificate before reapplying.
A Khata vs B Khata vs e-Khata – Key Differences
| Aspect | A Khata | B Khata | e-Khata |
| Legal Status | Fully valid with BBMP | Recorded only for tax collection | Digital record legally recognised |
| Ownership Proof | Accepted for all transactions | Not valid proof of ownership | Accepted by banks and registrars |
| Bank Loans | Eligible | Not eligible | Eligible |
| Building Permissions | Allowed | Denied | Allowed |
| Property Tax | Offline & limited online | Offline only | Fully online |
| Fraud Risk | Low | High | Very low due to digital record |
This comparison shows why e-Khata is now the preferred format, ensuring transparency and legal recognition.
Case Studies with Lawtendo
Case Study 1: A Khata → e-Khata in Indiranagar
Mr. Ramesh, an IT professional, applied through SevaSindhu. With complete documents, Lawtendo’s team ensured approval in 18 working days.
Case Study 2: B Khata → Regularised → e-Khata in Rajajinagar
Mrs. Shobha owned a plot in an unauthorised layout. Lawtendo guided her through betterment charges of ₹85,000. She secured her e-Khata in 4.5 months, enabling a smooth resale.
Case Study 3: Legal Heir Conversion in Whitefield
After her father’s passing, Priya inherited a flat. Lawtendo obtained a succession certificate and completed e-Khata transfer in 32 days.
Case Study 4: Builder’s Bulk Conversion in Hebbal
A developer with 60 apartments approached Lawtendo. Our lawyers coordinated directly with BBMP officials, clearing tax dues and securing bulk e-Khata certificates in 2.5 months.
Meet Lawtendo’s Property Lawyers in Bangalore
- Adv. Raghav Sharma – 12+ years in property law, specialist in BBMP revenue cases. Recognized as a trusted Khata Lawyer in Indiranagar & Whitefield (East Bangalore). 📞 +91 96253 56806
- Adv. Sneha Rao – Expert in succession, inheritance, and Khata transfers for NRIs. Works extensively as a Khata Transfer Lawyer in KR Puram & Marathahalli (East Bangalore). 📞 +91 96253 56806
- Adv. Manjunath Gowda – Focus on regularisation of B Khata properties and compliance. Known for handling cases as a B Khata Regularisation Lawyer in Rajajinagar & Vijayanagar (West Bangalore). 📞 +91 96253 56806
- Adv. Kavya Menon – Specialist in real estate litigation and rectification petitions. Reputed as a Property Dispute & Khata Lawyer in Basaveshwaranagar & Malleshwaram (West Bangalore). 📞 +91 96253 56806
- Adv. Prakash Iyer – Banking liaison lawyer, ensuring Khata compliance for loan eligibility. Consulted often as a Khata & Loan Compliance Lawyer in Hebbal & Yelahanka (North-West Bangalore). 📞 +91 96253 56806
How Lawtendo Helps NRIs with A Khata → e-Khata Conversion
Owning property in Bangalore while living abroad comes with unique challenges, even for properties that already have A Khata. Many NRIs face issues like:
- Inability to be physically present for document submission or field inspections.
- Confusion with online portals like SevaSindhu or e-Aasthi.
- Ensuring all municipal dues (property tax, pending charges) are cleared before e-Khata issuance.
- Coordination with banks for home loans or resale transactions.
Lawtendo provides end-to-end legal support to NRIs for A Khata → e-Khata conversion:
- Power of Attorney (PoA) Assistance – Draft and notarize PoA so a trusted representative in Bangalore can act on the NRI’s behalf.
- Document Verification – Ensure sale deed, EC, property tax receipts, and building approvals are complete and correct.
- Online Application Filing – Submit the A Khata → e-Khata application on SevaSindhu or e-Aasthi portals.
- BBMP Coordination – Handle verification, field inspections, and follow-ups with Assistant Revenue Officers.
- Digital Certificate Delivery – Once approved, NRIs receive the e-Khata certificate digitally, ready for resale, loan, or transfer.
Latest BBMP Policies and Updates on e-Khata
From 1 July 2025, BBMP mandates that an e-Khata or EPID number is required for all online building plan approvals. The e-Aasthi property ID must be entered in the system for verification.
The Karnataka State Cabinet has approved the regularisation of B-Khata properties issued by BBMP up to 30 September 2024, upgrading them to A-Khata status, subject to compliance with conditions.
Vacant plots with B-Khata are excluded from this regularisation policy.
E-Khata is being rolled out on BBMP’s e-Aasthi portal, though coverage may vary by ward. Not all properties may yet have digital certificates issued.
BBMP continues to publish circulars, revenue records, and occupancy certificate lists online to improve transparency and verification.
Citizen assistance is available through initiatives like Janasevaka bookings and instructional resources for filing e-Khata applications, helping owners who cannot complete the process themselves.
Why Convert to e-Khata Through Legal Experts
While BBMP provides online platforms, conversion is not always straightforward. Missing approvals, mismatched details, or old disputes can block progress. Legal experts ensure:
- End-to-End Representation: Coordinating with revenue officers and BBMP officials.
- Document Verification and Accuracy: Avoid rejection by ensuring correct property details.
- Compliance: Identify gaps like missing Occupancy Certificates (OC) or plan sanction.
- Representation: Experts handle communication with BBMP officials.
- Dispute Management: Resolve ownership or succession disputes legally.
Get Lawtendo’s Legal Services for e-Khata Conversion. Ensure smooth approval without costly delays.
How Lawtendo Helps with Khata Conversion
Lawtendo’s property lawyers offer comprehensive support for Bangalore property owners:
- Eligibility Check: Confirm if your property qualifies for direct e-Khata or requires regularisation.
- Application Filing: End-to-end online application and fee payment.
- Rejection Support: Fixing errors and resubmitting.
- B Khata Regularisation: Handling betterment charges and compliance before conversion.
- Pan-Bangalore Coverage: Assistance available across all BBMP zones.
Book Your e-Khata Conversion Consultation with Lawtendo. Protect your investment with expert legal backing.
FAQs
Q1. What is the difference between Khata and e-Khata? Khata is the property account maintained by BBMP. E-Khata is its digital version, legally valid and mandatory for many services.
Q2. Can B Khata properties be converted to e-Khata? Yes, but only after paying betterment charges and resolving compliance issues.
Q3. How long does the e-Khata process take? A Khata to e-Khata usually takes 15–30 days. B Khata conversions may take several months.
Q4. What are betterment charges? One-time fees collected by BBMP to regularise unauthorised layouts or constructions.
Q5. Does Lawtendo handle property disputes linked to Khata conversion? Yes. Lawtendo assists with both conversion and resolving disputes related to ownership, succession, or compliance through our property dispute resolution services.
Conclusion
Converting to e-Khata is no longer optional in Bangalore. It is essential for legal recognition, smooth transactions, and compliance with municipal rules. While the process is online, complications can arise due to missing documents, arrears, or legal disputes.
With Lawtendo’s e-Khata conversion services, you get professional support at every stage, from verification to final certificate download. Our lawyers handle compliance, resolve disputes, and represent you before BBMP, making the process smooth and reliable.
Start Your e-Khata Conversion with Lawtendo Today. Secure your property’s legal future with expert assistance.