Khata Creation in Magadi Road – Step-by-Step BBMP Process (2025)

Owning a property on Magadi Road is a smart investment, but even a legally registered property remains incomplete without a valid Khata issued by the Bruhat Bengaluru Mahanagara Palike (BBMP). A Khata is the official record that establishes your ownership under BBMP’s jurisdiction. It’s essential for paying property taxes, applying for utilities, getting building approvals, and securing loans.

Lawtendo simplifies the BBMP Khata creation process for property owners in Magadi Road through professional legal documentation, accurate verification, and seamless coordination with BBMP authorities. Our goal is to ensure your property becomes fully compliant, tax-ready, and recognized in the municipal register without unnecessary delays.

Importance of BBMP Khata for Property Owners in Magadi Road

A BBMP Khata acts as a municipal identity card for your property. It certifies that your ownership and property details are recorded with BBMP and that you are eligible to pay property tax and obtain civic amenities.

Without a valid Khata, property owners face challenges such as:

• Inability to pay BBMP property tax online

• Rejection of building plan approval or extension requests

• Difficulty in selling or transferring the property

• Non-eligibility for home or mortgage loans

Lawtendo ensures a transparent, end-to-end Khata creation process that eliminates these issues permanently.

Types of Khata Issued by BBMP

If your property on Magadi Road currently holds a B Khata, Lawtendo can help you upgrade it to A Khata after verifying compliance and completing the required regularization steps.

Who Can Apply for Khata Creation in Magadi Road

Khata creation applies to:

• Newly registered property owners

• Apartment buyers in approved projects

• Builders or developers owning parent property documents

• Owners of DC-converted or regularized plots

• Heirs or beneficiaries of inherited property

Applicants must ensure that property taxes are cleared and that all ownership documents are up to date.

Documents Required for BBMP Khata Creation in Magadi Road

The following documents are required for successful BBMP Khata creation.

Lawtendo’s documentation team verifies and organizes all records to meet BBMP’s format before submission.

Step-by-Step Process for BBMP Khata Creation in Magadi Road

Lawtendo ensures smooth handling of every stage, including application filing, follow-ups, and final delivery of the approved certificate.

Applying for BBMP Khata Creation Online through SAKALA

The SAKALA portal allows property owners to apply for BBMP Khata creation online.

Steps to apply:

1. Visit the SAKALA services portal.

2. Select “BBMP Khata Creation.”

3. Upload scanned copies of all required documents.

4. Pay the prescribed BBMP processing fee online.

5. Track your application status using the acknowledgment number.

While this online option is convenient, most rejections occur due to incomplete uploads or mismatched data. Lawtendo handles every online submission with verified documentation and tracks progress until the Khata is issued.

Khata Creation for New Constructions and DC-Converted Properties in Magadi Road

Magadi Road includes a mix of new apartment complexes, DC-converted residential layouts, and older revenue plots. The Khata requirements differ slightly across these categories.

Lawtendo ensures each property type is accurately documented, saving time during BBMP scrutiny.

Difference Between BBMP Khata Creation and Khata Transfer

Many property owners confuse Khata creation with Khata transfer. The following table clarifies the difference.

Lawtendo’s experts help determine which process suits your property and ensure proper documentation for both cases.

BBMP Khata Creation Fees and Timeline in Magadi Road

The BBMP charges approximately 2% of the property’s registration value as the official Khata creation fee.

Lawtendo’s fixed-fee structure and professional oversight prevent hidden costs and lengthy delays.

Common Reasons for Application Rejection

BBMP applications are often rejected for easily avoidable reasons.

By pre-verifying every detail, Lawtendo minimizes rejection risk and speeds up approval.

Importance of Legal Verification Before Applying

Before submission, Lawtendo’s legal team conducts a full verification that includes:

• Title ownership review through sub-registrar records

• Encumbrance certificate check for the last 30 years

• Validation of building plan and conversion documents

• Cross-checking property details with BBMP’s internal database

This legal audit ensures your application proceeds without objections or legal complications.

How Lawtendo Simplifies BBMP Khata Creation in Magadi Road

Lawtendo’s process-driven service ensures your Khata creation is completed efficiently and legally.

Our assistance includes:

• Free consultation with property law experts

• End-to-end document verification and formatting

• Online or offline submission at BBMP office

• Continuous status tracking and liaison with BBMP officials

• Prompt delivery of Khata certificate and extract

Lawtendo takes care of every procedural step while you focus on your property.

Comparison: Applying at BBMP Office vs Lawtendo Assistance

Lawtendo offers faster turnaround, zero errors, and complete documentation assurance.

Real Case Studies from Magadi Road

Case Study 1: Newly Purchased Site Converted to Khata A Without Delays

Background:
Mr. Ramesh and his wife purchased a 30×40 residential plot in Magadi Road in February 2024. Although the site was part of a BDA-approved layout, it was still listed under a temporary Khata B. To make their property eligible for bank loan processing and ensure proper taxation, they applied for Khata A creation through BBMP.

Family / Parties Involved:
Husband and wife co-owners.

Legal Process:
The couple engaged Advocate Rekha Ramesh to manage the process at the BBMP West Zone Office. The application was filed in March 2024 with the sale deed, encumbrance certificate, BDA release order, and tax paid receipts. The advocate coordinated with the revenue inspector to validate the property sketch and layout plan before submission.

Challenges Faced:
The builder-provided layout plan was missing the latest BDA endorsement, which BBMP requested for record validation. The builder furnished the updated copy within ten days.

Resolution (Timeline and Costs):
Khata A was approved in five months. The total cost was ₹27,000, including BBMP processing, document validation, and legal liaisoning.

Key Learning:
Before filing for Khata creation, verify that the builder’s layout plan has a recent BDA endorsement and seal to avoid unnecessary verification delays.

Case Study 2: Independent Homeowner Creates Khata After Completion of Construction

Background:
Mr. Raghav completed the construction of his 3BHK home on Magadi Road in late 2023. After obtaining the occupancy certificate, he applied for Khata creation to begin paying property tax and transfer BESCOM and BWSSB connections to his name.

Family / Parties Involved:
Single property owner.

Legal Process:
The application was filed in November 2023 through Advocate Priya Nair at the BBMP West Zone Office. The required documents included the sale deed, sanctioned building plan, occupancy certificate, EC, and latest tax receipts. A BBMP official conducted an on-site verification of the property to ensure compliance with the approved plan.

Challenges Faced:
A minor variation in the building elevation was identified, which required regularization under the BBMP building bylaw provision.

Resolution (Timeline and Costs):
The Khata was issued in six months. The total cost came to ₹35,800, covering deviation fees, BBMP scrutiny, and legal service charges.

Key Learning:
Ensure that the completed construction matches the approved plan. Even small deviations can trigger additional verification steps or require regularization.

Case Study 3: Legal Heirs Obtain Joint Khata After Ownership Transfer

Background:
After the passing of Mr. Narayan in 2022, his wife and daughter inherited a 40×60 site on Magadi Road. They wanted to update BBMP ownership records and obtain a joint Khata to maintain clarity in taxation and property documentation.

Family / Parties Involved:
Widow and daughter as legal heirs.

Legal Process:
Advocate Geetha Nair filed the application in January 2024 at the BBMP West Zone Office. The submitted documents included the death certificate, legal heir certificate, property tax receipts, and EC. Mutation was processed before the Khata creation stage.

Challenges Faced:
The mutation record in BBMP’s system had an outdated property ID, which required correction before approval.

Resolution (Timeline and Costs):
Khata creation was completed in seven months after record correction. The total cost was ₹41,500, including affidavit notarization, mutation update, and BBMP fees.

Key Learning:
Before applying for Khata creation in cases of inheritance, confirm that mutation records are current and property IDs match across all documents.

Case Study 4: Apartment Owners’ Association Facilitates Individual Khatas After Builder Delay

Background:
Residents of “Brindavan Enclave Apartments” in Magadi Road faced issues obtaining individual Khatas because their builder had not cleared deviation penalties and pending tax dues. The association took collective initiative to complete the process legally.

Family / Parties Involved:
Apartment Owners’ Association representing 19 flats.

Legal Process:
The association, represented by Advocate Manjunath Rao, filed a collective application in September 2023. Submitted documents included the occupancy certificate, builder tax clearance letter, BDA-approved building plan, and sale deed copies of all units. The association collectively paid the pending deviation penalty to enable BBMP approval.

Challenges Faced:
Some flat numbers in the builder’s plan did not match the BBMP assessment register, requiring supporting affidavits and correction letters.

Resolution (Timeline and Costs):
Khata creation was completed in eight months. Each flat owner spent approximately ₹15,600, which covered BBMP processing, deviation charges, and legal assistance.

Key Learning:
Apartment owners should verify that their builder has cleared deviation penalties and property taxes before taking possession to avoid future collective expenses.

Case Study 5: NRI Property Owner Completes Khata Creation Through Power of Attorney

Background:
Mr. Sandeep Nair, an NRI living in Australia, co-owned a 60×40 site in Magadi Road with his sister. He issued a Power of Attorney granting her full authority to manage Khata creation and related BBMP procedures.

Family / Parties Involved:
NRI co-owner and resident co-owner (POA holder).

Legal Process:
The Power of Attorney was attested at the Indian Consulate in Sydney and revalidated in Bangalore by a local notary. The application was filed in December 2023 through Advocate Kavitha Sharma at the BBMP West Zone Office. The required documents such as the sale deed, EC, and property tax receipts were submitted.

Challenges Faced:
The foreign-attested POA required additional verification by BBMP’s legal section, resulting in a temporary hold on file movement.

Resolution (Timeline and Costs):
Khata creation was finalized in nine months. The total cost was ₹83,000, which included attestation, courier, and legal documentation expenses.

Key Learning:
For NRI applicants, ensure that the Power of Attorney is properly attested abroad and revalidated in India before submission. This avoids unnecessary scrutiny or delays during BBMP verification.

Context for NRIs in Magadi Road

Magadi Road, stretching from Majestic to the city’s western outskirts, is one of Bangalore’s most rapidly expanding residential and commercial corridors. Over the last decade, NRIs have invested heavily in apartments, commercial plots, and villas here, thanks to excellent connectivity and strong property appreciation. However, Khata creation in Magadi Road properties can get complicated due to overlapping jurisdictional boundaries, old revenue records, and incomplete DC conversions. For NRIs managing property remotely, navigating BBMP’s documentation and inspection requirements demands clear preparation, legal accuracy, and reliable local representation.

Common NRI Challenges in Magadi Road

Outdated Revenue and Layout Records:
Several parts of Magadi Road were added to BBMP limits only in recent years, and their records still reflect village survey details. These must be updated in BBMP’s database before Khata creation can be processed.

Pending DC Conversion:
Peripheral properties and newly developed layouts often remain unconverted from agricultural to residential use, preventing BBMP from approving Khata creation.

Builder Delays and Missing Certificates:
In multi-storey apartments, the absence of Occupancy Certificate (OC) or Completion Certificate (CC) leads to rejections or long delays in issuing Khata certificates.

Jurisdictional Confusion:
Some portions of Magadi Road fall under overlapping zones of BBMP and BDA, creating administrative confusion and requiring dual record verification.

Remote Document Execution:
NRIs must complete embassy attestation, couriering, and local registration of Power of Attorney (PoA), which adds approximately 10 to 15 extra days to the process.

Lawtendo’s NRI Solutions for Magadi Road

Power of Attorney Drafting and Registration:
Lawtendo prepares a comprehensive Power of Attorney empowering a local representative to act on the NRI’s behalf for Khata creation, document submission, and inspection coordination. The firm handles embassy attestation abroad and registration at the Sub-Registrar’s Office in Bangalore.

Land and Layout Verification:
Lawtendo cross-checks the property’s survey numbers, conversion orders, and layout approvals against BBMP’s and BDA’s databases. If discrepancies are found, the team arranges for licensed surveyors to correct them before filing the application.

Builder Coordination and Compliance:
Lawtendo directly engages with builders and housing associations to obtain OC, CC, and sanctioned plans that BBMP mandates for Khata processing in apartments.

BBMP Filing and Tracking:
The Khata application is filed with the Assistant Revenue Officer (ARO) of the Vijayanagar Zone, which manages Magadi Road. Lawtendo ensures continuous tracking through the e-Khata portal, managing field inspections, clearing objections, and confirming approval.

Document Handling and Secure Dispatch:
All embassy-attested, notarized, and original documents are managed securely. Once the Khata certificate is approved, Lawtendo shares digital copies immediately and dispatches physical originals to the NRI client through secure courier services.

Step-by-Step NRI Khata Creation Process in Magadi Road

Phase 1: Pre-Verification (10–15 Days)
Check if the property falls under BBMP limits and confirm that DC conversion, layout approval, and property tax payments are complete. Ensure that no discrepancies exist between BDA and BBMP records.

Phase 2: Legal and PoA Preparation (15–20 Days)
Draft a detailed Power of Attorney authorizing a local representative to execute the process. Get the PoA attested at the Indian Embassy or Consulate, courier it to India, and register it at the local Sub-Registrar’s Office. Gather sale deed, Encumbrance Certificate (EC), layout plan, and tax receipts.

Phase 3: Application Filing and Inspection (45–60 Days)
Submit the Khata creation application to the ARO office of the Vijayanagar Zone. BBMP field officers inspect the property to verify its boundaries, dimensions, and ownership status. Lawtendo manages inspection schedules and addresses all remarks promptly.

Phase 4: Certificate Issuance and Delivery (5–10 Days)
Once approved, BBMP issues the Khata certificate and extract. Lawtendo sends digital copies to the NRI client first, followed by secure international dispatch of original documents.

Required Documents for NRI Property Owners

Registered Sale Deed

Encumbrance Certificate (EC)

Latest Property Tax Receipts

Approved Layout or Sanctioned Building Plan

Occupancy or Completion Certificate (for Apartments)

DC Conversion Order (if applicable)

Embassy-Attested and Locally Registered Power of Attorney

PAN and ID Proofs of the Owners

Partition, Gift, or Heirship Deed (if Co-Ownership Exists)

Timelines and Dependencies for NRIs in Magadi Road

Average Duration: 75 to 90 days

Additional NRI Delay: 10 to 15 days for embassy attestation and courier movement

Key Dependencies: Builder compliance, DC conversion status, accuracy of survey data, and BBMP inspection availability.

Common Rejection Reasons and Preventive Measures

Unregistered or Improper PoA:
BBMP accepts only embassy-attested and locally registered Power of Attorney documents.

Missing OC/CC:
Apartment owners must ensure the builder provides Occupancy and Completion Certificates before applying.

Survey or Layout Mismatch:
Any inconsistency between BBMP and BDA records must be rectified through a certified survey report before submission.

Incomplete DC Conversion:
Plots not converted from agricultural to residential land are ineligible for Khata creation.

Pending Property Taxes:
Clear all property taxes before filing the application to avoid automatic rejection.

Quick NRI Checklist for Magadi Road

Draft and register a Power of Attorney with embassy attestation.

Verify DC conversion, builder compliance, and layout approvals.

Gather all ownership and compliance documents before filing.

Appoint a reliable local representative for BBMP coordination.

Submit the Khata creation application at the Vijayanagar Zone ARO office.

Monitor file progress via BBMP’s e-Khata system and confirm issuance.

Top Khata Creation Lawyers in Magadi Road – Experts in BBMP Property Registration and Mutation Transfer

Advocate Meenakshi Reddy
Qualification: LL.B. (Bangalore University), LL.M. (Property and Revenue Law)
Experience: 16 Years in property registration and municipal law
Specialization: Khata creation, title verification, BBMP documentation, and mutation transfer
Court Practice: Bangalore City Civil Court, Karnataka High Court
Location: Magadi Road, Bangalore – 560023
Notable Achievements: Successfully handled 500+ khata creation and bifurcation cases across BBMP West Zone
Fee Range: ₹2,500–₹6,000 per consultation
Contact: +91 96253 56806

Advocate Arvind Rao
Qualification: LL.B., LL.M. (Urban and Real Estate Law)
Experience: 19 Years in BBMP, property registration, and land regularisation
Specialization: New property khata creation, tax assessment, mutation correction, and ownership transfer
Court Practice: Karnataka High Court, BBMP West Zone Office
Location: Magadi Road, Bangalore – 560023
Notable Achievements: Assisted several residential associations and developers in obtaining BBMP khata certificates
Fee Range: ₹3,000–₹7,000 per consultation
Contact: +91 96253 56806

Advocate Deepthi Nair
Qualification: LL.B. (Christ University), LL.M. (Municipal Law)
Experience: 10 Years in BBMP documentation and property management
Specialization: Khata creation for apartments, family property registration, and title verification
Court Practice: Family Court, Civil Court, BBMP Documentation Desk
Location: Magadi Road, Bangalore – 560023
Notable Achievements: Maintains a 100% khata approval rate across multiple BBMP jurisdictions
Fee Range: ₹2,000–₹5,500 per consultation
Contact: +91 96253 56806

Advocate S. Hariprasad
Qualification: LL.B., Diploma in Revenue Law
Experience: 20 Years in property and municipal legal services
Specialization: BBMP khata creation, e-swathu verification, mutation rectification, and legacy title disputes
Court Practice: Revenue Tribunal, BBMP Legal Cell, Civil Court
Location: Magadi Road, Bangalore – 560023
Notable Achievements: Renowned for resolving long-pending khata and ownership dispute cases efficiently
Fee Range: ₹3,500–₹7,500 per consultation
Contact: +91 96253 56806

Advocate Kavitha Murthy
Qualification: LL.B., LL.M. (Property and Family Law)
Experience: 12 Years in property registration and municipal coordination
Specialization: Khata creation, family property documentation, joint ownership khata registration, and title audits
Court Practice: Family Court, Civil Court, BBMP West Zone Office
Location: Magadi Road, Bangalore – 560023
Notable Achievements: Achieved a 97% success rate in khata creation and ownership transfer matters
Fee Range: ₹2,500–₹5,500 per consultation
Contact: +91 96253 56806

For end-to-end assistance with Khata Creation in Magadi Road, property owners can connect with Lawtendo’s verified property lawyers for document verification, BBMP application submission, and khata certificate issuance through the BBMP office.

How Lawtendo Helps You Get Your Khata Created in Magadi Road Without Stress

Applying for a Khata in Magadi Road can be complicated due to overlapping property jurisdictions, inconsistent records, and time-consuming BBMP procedures. Lawtendo removes this complexity through systematic legal assessment, accurate document verification, and dedicated process management, ensuring a fast and worry-free experience.

1. Property Review and Legal Assessment
   Lawtendo begins by reviewing property ownership documents, sale deeds, and property valuation reports to confirm legal authenticity. The team identifies missing or incomplete details, such as an unverified succession certificate or inheritance proof, and resolves them before filing the application to prevent any future disputes.
2. Detailed Document Verification
   Every essential paper including the title deed, Encumbrance Certificate, tax receipts, and survey sketch undergoes a comprehensive document verification process. Lawtendo ensures that each record meets BBMP’s Magadi Road zone requirements, is current, and free from inconsistencies that could cause file rejection or delays.
3. Assigned Case Manager for End-to-End Coordination
   Each client is assigned a dedicated case manager who handles every stage of the Khata creation process. From document preparation to file submission and BBMP follow-ups, the manager ensures timely updates and clear communication, keeping the process fully transparent.
4. Real-Time Application Tracking
   Lawtendo provides complete visibility into the progress of your application. Property owners receive timely updates about document movement, inspection schedules, and approval timelines, removing uncertainty and eliminating the need for multiple BBMP visits.
5. Final Verification and e-Khata Integration
   After BBMP approval, Lawtendo conducts a final legal verification of ownership details, property valuation accuracy, and tax linkage. The new Khata is then integrated into the e-Khata system, ensuring seamless digital access and compliance with all municipal records.

Lawtendo’s professional, transparent, and legally guided approach ensures that Khata creation in Magadi Road is quick, compliant, and entirely stress-free for every property owner.

Frequently Asked Questions – Magadi Road Specific

Q1: What is Khata creation and why is it important for Magadi Road property owners?
A: Khata creation is the official process through which the Bruhat Bengaluru Mahanagara Palike (BBMP) records your property in its municipal register. For property owners along Magadi Road, a valid Khata serves as proof of ownership, allows tax payment, enables building approvals, and is essential for property resale or bank loan approvals.

Q2: Which BBMP office manages Khata creation for Magadi Road properties?
A: Magadi Road properties come under the West Zone of BBMP. Applications for Khata creation are handled by the Vijayanagar or Kamakshipalya Assistant Revenue Office (ARO), depending on the specific ward number mentioned on your property tax receipt.

Q3: Who should apply for Khata creation in Magadi Road?
A: Any property owner who has recently purchased a site, apartment, or house, or whose property has been converted from revenue to BBMP-approved land, should apply for Khata creation. It’s also required after property transfers, inheritance, or new building construction.

Q4: What documents are required for Khata creation in Magadi Road?
A: The following documents are mandatory:

• Registered Sale Deed or Gift Deed

• Latest Property Tax Paid Receipts

• Encumbrance Certificate (EC)

• Approved Building or Layout Plan

• Occupancy Certificate (if applicable)

• Possession Certificate (for newly built flats)

• Owner’s Aadhaar Card, PAN Card, and Address Proof

• Electricity or Water Bill as proof of property occupation

Q5: What is the step-by-step BBMP process for Khata creation in Magadi Road?
A:

1. Collect all property-related and ownership documents.

2. Ensure all property taxes are paid up to date.

3. Submit your Khata creation application through the BBMP e-Khata or e-Aasthi portal, or at the Vijayanagar or Kamakshipalya ARO office.

4. Pay the applicable BBMP processing fee.

5. BBMP officials verify the documents and may conduct a site inspection.

6. Once approved, the Khata Certificate and Khata Extract are issued in the property owner’s name.

Q6: How long does the Khata creation process take in Magadi Road?
A: Generally, Khata creation takes 30 to 45 days when all documents are complete. However, if the property involves a layout deviation, missing occupancy certificate, or legal dispute, the process may extend up to 90 days.

Q7: What are the BBMP fees for Khata creation in Magadi Road?
A:

• Application Fee: ₹500 (approx.)

• Khata Certificate: ₹25

• Khata Extract: ₹100
  Additional charges may apply for verification or property inspection based on the property’s size and classification.

Q8: What are the common reasons for Khata creation delay or rejection in Magadi Road?
A: Common reasons include:

• Unpaid or pending property taxes

• Unapproved or deviated building plans

• Missing Encumbrance Certificate

• Ownership mismatches in documents

• Encroachments or revenue land issues

Q9: Can apartment owners on Magadi Road get individual Khatas?
A: Yes. After the builder obtains BBMP plan approval and the Occupancy Certificate, each flat owner can apply for an individual Khata derived from the project’s parent Khata.

Q10: Can Magadi Road property owners apply for Khata creation online?
A: Yes. Property owners can apply through the BBMP e-Aasthi or e-Khata portals to upload documents, pay processing fees, and track their application status online without physically visiting the BBMP office.

Q11: How can owners track their Khata application status in Magadi Road?
A: Applicants can track the progress of their Khata creation using the acknowledgment number on the BBMP e-Aasthi or e-Khata portal. For offline follow-ups, owners can visit the Vijayanagar or Kamakshipalya ARO office corresponding to their ward.

Q12: Why is the Encumbrance Certificate (EC) crucial for Khata creation in Magadi Road?
A: The Encumbrance Certificate verifies that the property is free from loans, liabilities, or ownership disputes. BBMP uses it to confirm the legal standing of the property before approving Khata creation.

Q13: Can properties on revenue land along Magadi Road get a Khata?
A: Yes, but only after obtaining the DC Conversion Certificate, which changes the property classification from agricultural or revenue to residential or commercial. Once converted, owners can apply for Khata creation through BBMP.

Q14: Are professional services available for Khata creation in Magadi Road?
A: Yes. Legal experts and property consultants in Magadi Road assist with document verification, obtaining Encumbrance Certificates, succession certificates, property valuation, and completing the Khata creation process smoothly through BBMP.

Q15: How does a valid Khata help in property resale along Magadi Road?
A: A BBMP-approved Khata enhances the property’s credibility and resale value. It assures potential buyers of lawful ownership, clear municipal records, and verified tax compliance, making transactions faster and more reliable.

Conclusion

Khata creation in Magadi Road is a crucial process that confirms your property’s legitimacy under BBMP records. It allows you to pay taxes, apply for home loans, and conduct future property transactions without facing administrative obstacles. Yet, for many homeowners, the BBMP process can feel complex due to documentation issues, property valuation errors, or unclear procedural steps.

Lawtendo simplifies this entire journey through a transparent, step-by-step approach. Our team takes care of document verification, encumbrance certificate assessment, accurate property valuation, and timely submission to BBMP—ensuring every stage is completed efficiently and correctly.

Get your Khata created in Magadi Road with Lawtendo’s professional assistance and experience a fast, reliable, and legally sound process that secures your property’s standing for years to come.

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